This publication sets out responses to the Committee's report on the credit card market (HCP 274, session 2004-05; ISBN 0215021711) published in February 2004, received from the Department for Trade and Industry, the Office of Fair Trading and the Financial Services Authority. Issues discussed include: transparency in charging practices; data sharing and responsible lending; and regulation of payment protection insurance.Credit Card Charges and Marketing (HC 274) Great Britain: Parliament: House of Commons: Treasury Committee. option for another. For example, some credit card users will want a lower APR, but will be prepared to pay interest from the date of a purchase; some will ... an advertisement can do so with a degree of confidence that the rate quoted will be representative of the rates that are actually offered.
Title | : | Responses to the Committee's Second Report of Session 2004-05 |
Author | : | Great Britain: Parliament: House of Commons: Treasury Committee |
Publisher | : | The Stationery Office - 2005 |
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